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I was more than a year with many difficulties that the decline of the global economy we will be visiting for the deterioration of the global recession (spoken, the name I have never had a "vacuum", as that term has become politically incorrect). Yet now I'm more of a small number of deluded souls their eyes at me as if I were an alarming - Castle Douglas ... not long enough to know that this is a temporary slowdown had lived?Give it a couple of months, and things 'pick up'. 'Well, no, and I do not believe it until sometime in 2012.
Note this: what is not a victim of legal, tax, accounting, financial or investment. It 's just my humble opinion, brought to your attention.
This recession is different. We are witnessing the collapse of the credit-fed, overworked, economy. Too much credit, too creative accounting and too inefficient systemare negative, as the Raven in the famous poem by Edgar Allan Poe's tragic loss and lament. Has a delay, but the day of reckoning has come inevitable. I could say: "I told you so" when I have more like my dear mother (who shall remain nameless were here, as I try to be a good son), but I will not. Here we all are.
But as the doors are decimated labor markets and traditional credit through the anxiety of the leaders, are the opportunities arise. I want this to be discussed.Smiling and shaking his head and not just allowed but encouraged.
think this is the way to do, places and things:
Before You probably should never trust a man with the surname "Madoff with your money ... and even if every defender of the United States would immediately jump on me and say, "after the American system of justice (All Rise!), he [Madoff Bernard] is" innocent until proved guilty "," my bet would be "Any person at any timeis to blame as the government wants it to be. "That is to say, the former New York judge Sol Wachler (which, in turn, while the FBI was caught dressed as a cowboy and stalking his wife only) once said:" A great attorney could charge a sandwich ham, and the U.S. government is convinced to vote in more than 98% as I write this. Just do not borrow: money for a boy, whose name "Skip" ... be very careful before by someone whose last name is "Loveless" ... and never throw a pairShoes with another person that is protected by SU Secret Service. As a side note, threw a pair of used gym socks is cheaper, just as offensive in a wide range of cultures, and maybe you famous. This ends the fun part of this article;
According to Understanding the difference between strategy and tactics - strategies are long-term plans do to achieve your objectives and targets in line with your goals, desires and passions. A strategicmaight plan covers a period of many months for a life, but its purpose is where you want to be. The tactics are short-term initiatives to address the obstacles, complications and situations encountered on the way to achieve your goals. Often include palliative measures, adjustments in the calendar, a small deviation from the card - but only immediate hospitalization and must never have the ultimate focus of your goals andObjectives. The simplest analogy is a situation where you plan to go to a supermarket, and the usual route is from the police Crime Scene Investigators, a fallen tree, a detachment of anti-government protesters, an oily chemical accident or blocking of traffic lights out of the set, while a new route (tactics) to navigate, you're still at the supermarket (the strategy of your children who suffer from hunger to appease gastritis position Taco Bell). Do not lose sightStrategy when they are involved in a tactical maneuver;
Your third house to renegotiate mortgages and other personal and business debts with creditors institutions - even in principle be heartless as they are headless, they would rather resolve a loan of the show (or even a loan at a discount) as a failed or distressed loans. Today, they are 'bad' and have some subtle regulatory requirements, which makes them susceptible. Be proactive and scare them a bit '. YouWant to keep your loan in good standing, even though their tactics du jour is to restructure or modify the repayment schedule. You will be more cooperative if you are very explicit with them) the disastrous economic consequences, with which you are facing two) to your knowledge that they do, in fact, that many other borrowers, and the fact that three) is a "win-win" proposal for them [] trivial but effective in terms of careers and the respect of a strong moralRequirement imposed on them by the government that the money with which they are printed on bail. Even if you have doubts about the phone, whether to be thrilled with these bankers, trying to keep a straight face and refrain from excessive sarcasm. By the way, do not waste time with these credit companies aggressively market to consumers and ... negotiate with any major credit card itself;
Fourth If you must pay the Internal Revenue Service or tax office, tryPay with money orders instead of by check. This can help prevent or even prevent the taking and seizure of your bank account. I would add that if you pay a U.S. citizen or any party subject to U.S. taxes and early treatment by the tax authorities of your creditors priority. You have virtually unlimited (uncontrolled) power and access to their own or whatever they deserve, and can tack on interest, penalties and other charges at will. You are outgunned - Give to Caesar the firstHe sends his soldiers after you, especially if Cesare is an urgent money to repay gambling debts of age;
If you're fifth in a society of technical or commercial, are the orientation of your assets, and marketing efforts for the repair and maintenance - Although people can not afford new cars, houses and other large ticket items, are increasingly forced to keep and maintain what they already have. Not to sell, buy a new box - the maintenance and updating of old, but save a gable;
Sixth CompanyBehavior, electronic commerce via the Internet are much better choices for investment promotion and geographically positioned companies, people have to drive to procure products. This is the era of online entrepreneurs. consumer spending is in decline, but a growing percentage of them are: a) repair and maintenance, and b) purchases online;
Seventh Identity theft, as well as crime in general will grow. When shopping online, use a PayPal accountinstead of a credit card. Also, if you're an online retailer, we recommend using PayPal as a Merchant Services Provider main reason for this;
8th In business, you try to maintain payment obligations in dollars, conditional orders and your customers' invoices, credit and loans in euros (or indexed in euros) as possible;
Nono If you have a portfolio investment could be considered to maintain some of its holdings in gold,Euro, Euro-denominated instruments and international multiunit very affordable housing stock (not traded), the production of current income and not have to borrow money to purchase. To invest, now is not a good time to use to buy any kind of margin. Investing for the preservation of assets and current return. The concept of "hot tip for profit fast" for pathological gamblers and fools;
10th Develop your networking and relationship buildingResources, as well as your team spirit - the diversity of skills partnerships, sources of income and moral support in difficult economic times;
11 If you are in middle management company, to begin to think like an entrepreneur and creating an independent company. You can also start circulating a résumé with a winning cover letter convincing - your step-conventional and days of once-Secure Corporate may be numbered. If it becomes possible for all, notice that you are interestedDedicated to the most income-producing activities;
12 ° fields with self-help, counseling, religion is associated, will grow in astrology - pay serious attention to them and within them, if you had the inclination, skill and energy. A world of people desperate pleas for help to restore hope and faith, and information with them, looking through a difficult period and a very uncertain future. Helping these people seriously, and take advantage.
I wish everyone ahealthy, happy and prosperous new year with a recovery of confidence, initiative, flexibility, openness and a renewal in person to person networking and socializing. Build bridges, not barriers.
- Castle Douglas
